Step-by-Step Guide to Buying a House

The process of buying a property signals a new chapter in your life, offering a plethora of exciting opportunities to explore. Whilst these proceedings initially can appear daunting, here at Own Homes, we endeavour to tirelessly assist our clients and are continually available to offer our expert advice to help find your dream home, ensuring an efficient and effortless process.

Our 5 Step Guide to Buying a House

1. Examining Your Finances 

First and foremost, we advise our clients to take advice from an IFA (Independent Financial advisor). At Own Homes, our team offers a multifaceted skill set and can use this unrivalled expertise in order to recommend appropriate mortgage options and various purchasing schemes, prioritising the needs of our clients.
Upon securing a suitable mortgage, it is integral to the process to carefully consider the expenditure incurred throughout buying a property. Own Homes has obtained a portfolio representing years of experience in property sales, thus whether it be stamp duty, through to removal costs, we can offer reliable financial advice to clients.

2. Research Your Area

It is important to incorporate personal needs when considering which area you would like to relocate to. For example, if you have children, considering schools or daycare local to you may be a priority. Alternatively evaluating required amenities which the area offers, such as transport links, would be essential in the process of buying a property. Own Homes comprises a team who have expert and in-depth local knowledge, thus are available to guide clients through various areas and what they offer individually.

3. Consult Own Homes and Commence Your Search

After determining your requirements from a property and the area in which you would like to live, Own Homes happily will accompany you and commence the search for the perfect property. We will extensively investigate different options and relay exciting opportunities to our clients, which best suits their needs.

4. Securing Your Property

Upon finding your dream home, Own Homes will commence negotiations on behalf of our clients, in order to effectively purchase the property. Our team offers an unprecedented expertise and shall keep our clients’ best interests in mind during this process.

5. Purchase Procedures

Upon the closing of negotiations and the acceptance of an offer, Own Homes shall guide clients through the purchase proceedings. We can aid our clients in finding reliable solicitors to carry out any legal requirements after they have agreed the purchase of their home. During this time, we can assist clients through comparing different costs of solicitors and effectively appointing a solicitor who will carefully carry out legal action, striving to keep clients informed at all times and allowing for a quick move in date.

As suggested by our excellent client testimonials, you can rely on Own Homes to create an uncomplicated and efficient process, helping clients locate and purchase their dream property. We keep our clients updated at every stage of the process and always prioritise their uncompromised needs. Allow the team at Own Homes to take the hassle out of purchasing a property and arrange a free consultation on 01438 367753 or via sales@own-homes.com.

See houses for sale in Stevenage